Real Estate

Mortgage Don’t be Spooked when buying a rental Don’t be Spooked when buying a rental – We have connected with Michelle Schmidt from Movement Mortgage who has provided information from a lenders perspective on DSCR Loans. Here’s what she has to say:  DSCR loans, or Debt Service Coverage Ratio loans, are typically used in commercial real estate and investment properties. The DSCR is a financial metric […]
Buyer Hocus Pocus, Real Estate Is Our Focus!   It’s that time of year again—when witches take flight, pumpkins glow with mischief, and ghosts give us a friendly spook. As the chill of fall settles in and the Halloween season comes alive it becomes the perfect time to cast some real estate magic and stir up the ideal home for you!  But don’t worry—there’s […]
Real Estate Fall in the Air, Apple Pie on the Table A Perfect Autumn Tradition Fall has finally arrived!  There’s something magical about the crisp air, vibrant leaves, and cozy vibes that make this season so irresistible. Everyone has their way of celebrating the transition from summer to fall. Some swap their usual coffee for a pumpkin spice latte, others light up apple cider-scented wax melts, […]
Real Estate Declutter Before You Go When faced with a move, people  often begin to re-evaluate their belongings. Should you declutter before you go? Perhaps this fresh start in a new home deserves a fresh start with new belongings too. Maybe the hassle of moving across the country with truckloads of items just doesn’t seem appealing or cost effective. It is […]
Buyer The Debt-to-Income Ratio If you are a first time home buyer, or are considering buying you might find yourself wondering, “what the heck is my debt-to-income ratio? And how does it affect me in purchasing a home? If this is the case,  follow along. We have connected with Michelle Schmidt from Movement Mortgage who has provided information from […]
Buyer Leveraging Your Home’s Equity Owning your own home creates an opportunity for you to build equity, month after month, through each consecutive mortgage payment made. Which is why owning a home can be a lucrative investment opportunity, even as you use it as your primary residence. Keep reading as we discus leveraging your home’s equity. But what is equity […]
Buyer Make a Splash With the weather quickly heating up people are avidly looking to make a splash in a pool. This time of year, creates a unique opportunity for real estate. Specifically real estate that encompasses a pool.   How a pool can affect a property  When selling a home with a pool in the Pacific Northwest, we know […]
Buyer Homeowners Insurance and Mortgage Insurance Homeowners insurance and mortgage insurance are both important types of insurance for any homeowner, but they serve different purposes. Often times when meeting with first time home buyers they question the difference is between homeowners insurance and mortgage insurance. If you are a first time home buyer, or are considering buying you might find yourself […]
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Buyer Is it better to buy or rent? The question of whether it is better to buy, or rent, will always exist. This is because the answer has a lot more to do with each individuals unique situation and their personal goals. We have composed a list of a few considerations that you should consider. Supporters of buying a home point out you […]
Buyer Differences Between Pre-Qualified and Pre-Approved It can be difficult to understand real estate jargon when it’s your first time purchasing a home. If you are in the process of purchasing or considering buying, we are here to help. One of the biggest misconceptions has to do with understanding the differences between pre-qualified and pre-approved when applying for a home loan. […]
First Time Home Buyers Have You Considered New Construction? Have you considered new construction? If not, here are several reasons why you should expand your search criteria to include new construction homes. Buying from a builder is certainly different from buying from a home seller. Builder contracts can be challenging. This alone might have you a bit hesitant to consider a new construction home. […]
First Time Home Buyers Down payment? You’ve got options If you are considering purchasing a home, it is likely that you have heard that you will need a down payment. If you are a first time home buyer, you might not fully understand your down payment options. We have connected with Michelle Schmidt from Movement Mortgage who has provided information to help you better […]
Real Estate A Modern Masterpiece with Incomparable Views A modern masterpiece with incomparable views can now be found in the charming town of La Conner. It could be yours. This truly extraordinary home redefines luxury living. Found atop 502 High Street, this exceptional property stands out from the rest. Keep reading to discover the multitude of reasons that make it a coveted gem […]
First Time Home Buyers Discount Points Explained If you are considering purchasing a home, it is likely that you may have heard the term discount points. It is also likely that you might not fully understand what they are, how they are used, or if they are right for you. Michelle Schmidt from Movement Mortgage has provided information to help you better understand. Keep […]
Real Estate Spring Cleaning The warmer months are approaching here in the pacific northwest. Warmer weather means it is time to gear up for spring cleaning and maintenance. Regardless of whether you rent or own, a clean home not only offers a fresh start, but also enhances the comfort and enjoyment of your living space. A clean and organized […]