Mortgage

Buyer, First Time Home Buyers, Mortgage, Real Estate

Mistakes to Avoid After Approval

Getting pre-approved for a mortgage is an exciting milestone—it means you’re one big step closer to owning your dream home. But don’t celebrate too soon! Between pre-approval and closing, there are critical do’s and don’ts that can make or break your transaction. Even small financial missteps, like opening a new credit card or making a […]
Buyer, First Time Home Buyers, Mortgage, Real Estate, Seller

The Orchestra of Real Estate

Want a sneak-peek into how every deal comes together? Keep reading to discover the Orchestra of Real Estate. Have you ever wondered who is really behind the scenes making a real estate deal happen? Think of it like a symphony — every professional plays a crucial part, and your Realtor is the conductor making sure every […]
Buyer, First Time Home Buyers, Mortgage, Real Estate

Maximize Your Tax Refund

Maximize Your Tax Refund: Invest in Your Future Through Real Estate Tax season often brings a pleasant surprise – a refund. As of February 7, 2025, the IRS reported an average refund amount of $2,065. That is an 18.6% increase from the previous year. Check out the details here. If you’re contemplating how to make […]
Mortgage, Real Estate

Don’t be Spooked when buying a rental

Don’t be Spooked when buying a rental – We have connected with Michelle Schmidt from Movement Mortgage who has provided information from a lenders perspective on DSCR Loans. Here’s what she has to say: DSCR loans, or Debt Service Coverage Ratio loans, are typically used in commercial real estate and investment properties. The DSCR is a financial metric […]

Buyer Mistakes to Avoid After Approval Getting pre-approved for a mortgage is an exciting milestone—it means you’re one big step closer to owning your dream home. But don’t celebrate too soon! Between pre-approval and closing, there are critical do’s and don’ts that can make or break your transaction. Even small financial missteps, like opening a new credit card or making a […]

Buyer The Orchestra of Real Estate Want a sneak-peek into how every deal comes together? Keep reading to discover the Orchestra of Real Estate. Have you ever wondered who is really behind the scenes making a real estate deal happen? Think of it like a symphony — every professional plays a crucial part, and your Realtor is the conductor making sure every […]

Buyer Maximize Your Tax Refund Maximize Your Tax Refund: Invest in Your Future Through Real Estate Tax season often brings a pleasant surprise – a refund. As of February 7, 2025, the IRS reported an average refund amount of $2,065. That is an 18.6% increase from the previous year. Check out the details here. If you’re contemplating how to make […]

Mortgage Don’t be Spooked when buying a rental Don’t be Spooked when buying a rental – We have connected with Michelle Schmidt from Movement Mortgage who has provided information from a lenders perspective on DSCR Loans. Here’s what she has to say: DSCR loans, or Debt Service Coverage Ratio loans, are typically used in commercial real estate and investment properties. The DSCR is a financial metric […]

Buyer The Debt-to-Income Ratio If you are a first time home buyer, or are considering buying you might find yourself wondering, “what the heck is my debt-to-income ratio? And how does it affect me in purchasing a home? If this is the case, follow along. We have connected with Michelle Schmidt from Movement Mortgage who has provided information from […]

Buyer Leveraging Your Home’s Equity Owning your own home creates an opportunity for you to build equity, month after month, through each consecutive mortgage payment made. Which is why owning a home can be a lucrative investment opportunity, even as you use it as your primary residence. Keep reading as we discus leveraging your home’s equity. But what is equity […]

Buyer Homeowners Insurance and Mortgage Insurance Homeowners insurance and mortgage insurance are both important types of insurance for any homeowner, but they serve different purposes. Often times when meeting with first time home buyers they question the difference is between homeowners insurance and mortgage insurance. If you are a first time home buyer, or are considering buying you might find yourself […]

First Time Home Buyers Have You Considered New Construction? Have you considered new construction? If not, here are several reasons why you should expand your search criteria to include new construction homes. Buying from a builder is certainly different from buying from a home seller. Builder contracts can be challenging. This alone might have you a bit hesitant to consider a new construction home. […]

First Time Home Buyers Down payment? You’ve got options If you are considering purchasing a home, it is likely that you have heard that you will need a down payment. If you are a first time home buyer, you might not fully understand your down payment options. We have connected with Michelle Schmidt from Movement Mortgage who has provided information to help you better […]

First Time Home Buyers Discount Points Explained If you are considering purchasing a home, it is likely that you may have heard the term discount points. It is also likely that you might not fully understand what they are, how they are used, or if they are right for you. Michelle Schmidt from Movement Mortgage has provided information to help you better understand. Keep […]